Insurance Bad Faith

Attorney Handling California Insurance Claims

Addressing Bad Faith Denials and Slow Payments

Insurance companies are businesses; their goal is not to protect the interests of injured people, but to protect their bottom line. If you have had an insurance claim rejected for unconvincing or even obviously bogus reasons, there is good reason to suspect you are the victim of bad faith behavior from your insurance company. Fortunately, California law provides you with legal options if your insurance company denied a valid claim, or unreasonably delayed payment of a valid insurance claim.

Contact us today for a free consultation regarding your rights under your auto insurance policy, health insurance policy or homeowner's policy. Attorney David A. Asch has been protecting the rights and interests of injured people in California for more than 20 years.

Come to the Law Office of David A. Asch in Sacramento to discuss your legal claims with an experienced California attorney. You have a contract with the insurance company; if the company has denied your claims in bad faith, they have breached the contract and you may be entitled to compensation.

Some insurance companies rely on the fact that many of the people they serve are unsophisticated and unlikely to read their insurance policies. They also count on the fact that many people are unaware of the benefits available under the insurance agreement. Examples of bad faith on the part of an insurance company include the following:

• Failure to disclose available benefits in auto insurance, homeowner's insurance, and health insurance policies
• Unreasonable refusal to defend or indemnify you in personal injury claims filed against you
• Abandonment of your defense in the middle of litigation
• Failure to make a reasonable or timely investigation of a claim
• Refusal to make reasonable settlement offers on covered claims
• Repeated requests for different kinds of information while your claim is pending
• Arbitrary payment of some portions of your claim while others are rejected
• Unreasonable delays in payments of benefits
• Denial of medical treatment or tests, or refusal to provide essential medical devices or equipment covered under your health insurance policy

Immigrants, low income individuals, and people with limited English language skills are the most vulnerable to unfair insurance practices. Sacramento attorney David Asch is committed to protecting individuals from the unfair treatment and bad faith practices of insurance companies.

To learn more about your rights to fair treatment in auto insurance, property insurance, and health care insurance coverage, contact the Law Office of David A. Asch in Sacramento for a free consultation about your situation.