Insurance Bad Faith 

Insurance Claims & Bad Faith Litigation

Helping clients in Northern California win legal victories for over 25 years.
Addressing Bad Faith Denials and Slow Payments
Insurance contracts are confusing, complex and ambiguous. Business and consumers have insurance to protect them from liability for damages from personal injury or property damage for the most part. These are the principles which the attorney's who work for the insurance companies use to delay paying your claim or denying the claim in whole or part. The law in California states that in every contract there is a promise of good faith and fair dealing, implied in all insurance contracts. This mistreatment is termed "bad faith." Bad faith is when the claims adjuster knows that they owe money under the contract and don't pay. 

If your own insurance company who you have paid high priced premiums to has denied your claim your may have an "Insurance Bad Faith" claim. Insurance companies have lawyers and their goal is not to protect the interests of damaged property or injured people, but to protect their bottom line. If the reasons given to your don't make sense or seem unreasonable, there may be bad faith activities from your insurance company. The law in California provides you with legal options if your insurance company denied a valid claim, or unreasonably delayed payment of a valid insurance claim.

Contact us today for a free consultation regarding your rights under your auto, home owners or business insurance policy,. Attorney  David A. Asch  has been protecting the rights and interests of injured people in California for more than 20 years.

Come to the  Law Office of David A. Asch  in Sacramento to talk about your legal claims with an experience California attorney. You have a contract with the insurance company; if the company has denied your claims in bad faith, they have breached the contract and you may be entitled to compensation. 

Some insurance companies rely on the fact that many of the people they serve are simple and unlikely to read what their insurance policies actually cover and when they provide coverage for a loss. They also count on the fact that many people are unaware of the benefits available under the insurance agreement. Examples of bad faith on the part of an insurance company include the following:
  • Failure to disclose available benefits in auto insurance, homeowner's insurance, and health insurance policies
  • Unreasonable refusal to defend or indemnify you in personal injury claims filed against you
  • Abandonment of your defense in the middle of litigation
  • Failure to make a reasonable or timely investigation of a claim
  • Refusal to make reasonable settlement offers on covered claims
  • Repeated requests for different kinds of information while your claim is pending
  • Arbitrary payment of some portions of your claim while others are rejected
  • Unreasonable delays in payments of benefits
  • Denial of medical treatment or tests, or refusal to provide essential durable medical devices or equipment covered under your health insurance policy

The Law Office of David Asch have prosecuted and assisted many immigrants, low income individuals, and people with limited English language skills that are the most vulnerable to unfair insurance practices. Sacramento attorney David Asch is committed to protecting individuals from the unreasonable and unfair treatment and bad faith practices of insurance companies. 

To learn more about your rights to fair treatment in auto insurance, property insurance, and health care insurance coverage,  contact the Law Office of David A. Asch  in Sacramento for a free consultation about your situation.

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